Tool · 02

Rent vs Buy Calculator

Per-city tax, insurance, and maintenance rates. See the break-even year and full 30-year wealth projection.

Your inputs

City

Huntsville local rates

Tax

0.41%

Insurance

0.68%

Maint.

Home Price

Down Payment %

Mortgage Rate %

Loan Term

Monthly Rent

Home Appreciation %/yr

Rent Increase %/yr

Renter Investment Return %/yr

Years staying — 7 yr

Break-even (wealth crossover)

30+ years

At 7 years in Huntsville, renting wins by $53,386 in net wealth.

Buyer equity · yr 7

$160,042

Renter portfolio · yr 7

$213,428

30-year wealth projection